The First-Time Home Buyer Incentive

Tuesday Sep 17th, 2019

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February 2024 update. The program has been discontinued, not that many would care or notice since the program has been a complete failure. Original blog. In September 2019 the federal government has introduced the program to assist first time home buyers with a purchase of their home. The program is a bit more complex than the other government incentives I have written about, and deserves to be analyzed and discussed in more detail to highlight not only the particulars of the program,... [read more]

Buy first or sell first

Wednesday Sep 15th, 2021

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Many people during their lifetime move from one property to another and if you are an owner quite often buying and selling around the same time is a necessity. The questions arise about what to do first, buy or sell as well as what everyone should know when planning on buying and selling at the same time. There are many factors that will influence this decision. Market condition. Typically, in real estate the markets are classified as sellers, balanced and buyers market. Sellers... [read more]

Do you know your Toronto house?

Monday Dec 27th, 2021

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Many of us live in newer subdivisions, high rise condominiums or areas which were farmer fields not too long ago, but what if you happen to live in an older house in Toronto and would like to find out more of the house history? City of Toronto put together a neat little website which will help you Find The History Of Your Toronto House. Please start by watching the instructional video to get you started and go from there. The library is not complete, and you won’t find information... [read more]

City of Toronto – Vacant Home Tax (VHT) reporting and filing deadline.

Saturday Dec 10th, 2022

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UPDATE: the filing deadline for 2023 VHT is February 29, 2024. The declaration portal is up and running. By now every homeowner of a residential property in Toronto should have received a letter notification from the City of Toronto about filling out the questionnaire regarding the status of their property for the purpose of the Vacant Home Tax reporting. If you have not received the notice, you will still need to file the declaration or face fines. The filing is mandatory for every... [read more]

First Home Savings Account (FHSA) – all you need to know.

Sunday Apr 2nd, 2023

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First Home Savings Account (FHSA) was first announced in 2022 and is finally available as of April 1, 2023. In this article we will summarize the main aspects of this program and go into details further down, if you have a question that hasn’t been answered just drop us a line. As a general comment, the federal government has been recently introducing other programs such as The First-Time Home Buyer Incentive which flopped miserably and gained almost no traction, on the other hand... [read more]

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